- Age 37, two kids at home 11 & 14
- She and her husband both work fulltime
- Have a hard time making ends meet
- Are worried about pending college costs
Sarah was talking to her husband Philip about their financial situation. "I don't know where all our money goes," said Sarah. "We have two kids!" he replied. However, they had to face the fact that they didn't have any savings plan... or any plans for covering college costs for their children. Sarah remembered that when one of her friends faced similar problems, she had met with a financial advisor to find solutions."That's a great idea!" said Philip. "We could use some objective advice."