You may find that you haven't saved enough for retirement. There are different strategies for making up the shortfall, depending on your age. Let's look at three different age ranges to illustrate the strategies.
To Age 35
Age 35 to Age 50
Age 50 And Above
SUGGESTION: Contributions to a Roth IRA can be made even after age 70½ as long as you have earned income.
No strategy assures success or protects against loss.